A truck accident in Missouri can change your life in seconds. The injuries are often catastrophic and medical bills pile up fast. Before you’ve even left the hospital, the trucking company’s insurance team is already building its case against you. This is why your next steps are so critical. Partnering with an experienced Missouri truck accident lawyer is the most important move you can make. A skilled commercial truck accident attorney in Missouri understands the law, protects you from insurance adjusters, and fights for the full compensation you rightfully deserve.

Contact The Law Office of Chad G. Mann today for a free consultation about your Missouri truck accident claim. Call (417) 842-8679.

Truck accident lawyer Missouri searches spike after serious crashes because people recognize these cases are different from ordinary car wrecks. The trucking industry is governed by federal regulations, multiple parties can share fault, and critical evidence can disappear within days if it is not preserved. This guide covers the essential steps to protect your claim, the Missouri laws that apply to your case, and why working with an experienced truck accident attorney Missouri families trust can make a significant difference in the outcome.

Why a Truck Accident Isn’t Just a Big Car Crash

A standard passenger car weighs roughly 4,000 pounds. A loaded commercial truck can weigh up to 80,000 pounds. That 20-to-1 weight difference explains why truck accidents produce far more severe injuries, including traumatic brain injuries, spinal cord damage, multiple fractures, and internal organ damage. But the physical devastation is only part of what makes these cases uniquely complex.

Truck accident claims involve layers of liability that do not exist in a typical car accident case. The truck driver, the trucking company, the cargo loading crew, maintenance contractors, and even the truck or parts manufacturer may all share responsibility for a single crash. Each liable party has its own insurance coverage and legal team, which means more moving parts and more aggressive defense tactics.

Federal Motor Carrier Safety Administration (FMCSA) regulations add another dimension. Commercial truck drivers and the companies that employ them must comply with strict rules governing hours of service, vehicle inspections, cargo securement, drug and alcohol testing, and driver qualifications. Violations of these federal rules can serve as powerful evidence of negligence in your case.

Higher Stakes and Stricter Regulations

Truck accidents are far more complicated than typical car wrecks because they involve special rules, multiple potentially at-fault parties, and aggressive insurance companies. Trucking companies and their insurers have rapid-response teams that begin investigating a crash immediately, often with the goal of minimizing their payout. They are powerful, well-funded, and their primary objective is to protect their bottom line, not to ensure you are fairly compensated. Having an experienced attorney on your side helps level the playing field, ensuring that crucial evidence is preserved and your rights are protected from the very beginning.

Federal Insurance Requirements

One key difference is the level of required insurance. The Federal Motor Carrier Safety Administration (FMCSA) mandates that commercial trucks carry significantly higher insurance liability limits than passenger vehicles—often ranging from $750,000 to over $1 million, depending on the cargo. While this means there is more potential coverage available to compensate for severe injuries, it also gives the insurance company a much greater financial incentive to fight your claim. They will use their extensive resources to dispute liability, question the severity of your injuries, and delay the process in hopes that you will accept a lowball offer out of desperation.

The Sobering Statistics of Commercial Truck Accidents

The sheer physics of a commercial truck accident explains why the outcomes are so devastating. The massive weight disparity between an 80,000-pound semi-truck and a 4,000-pound car means that occupants of the smaller vehicle almost always suffer the most severe consequences. Because the injuries are more catastrophic and the long-term medical needs are greater, truck accident settlements are typically much higher than those from standard car accidents. It is not uncommon for settlements to range from $100,000 to over $500,000, with cases involving permanent disability or wrongful death reaching into the millions.

These figures are not arbitrary; they reflect the immense financial and personal costs victims face. Compensation is calculated to cover extensive medical treatments, ongoing rehabilitation, lost income and future earning capacity, and the profound pain and suffering that accompanies life-altering injuries. An experienced attorney can build a comprehensive case that accounts for all of these damages to secure the compensation you and your family need to move forward. Without strong legal advocacy, victims are often left to face these overwhelming costs on their own, while the responsible parties evade full accountability.

Your First Steps After a Missouri Truck Accident

The actions you take in the hours and days following a truck accident directly affect the strength of your claim. Here is what you should do:

First: Get Medical Help

Call 911 immediately, even if you think your injuries are minor. Adrenaline can mask serious conditions like internal bleeding, concussions, and soft tissue damage that may not produce symptoms for hours or days. The police report created at the scene becomes an official record of the accident, documenting road conditions, witness statements, and any citations issued to the truck driver.

Visit the emergency room or an urgent care clinic within 24 hours. Ask your doctor to document the specific mechanism of injury in your medical records. Insurance adjusters scrutinize any gap between the accident date and your first medical visit, and they will argue that delayed treatment means your injuries were not caused by the crash.

Follow Through With All Medical Advice

That first trip to the doctor is just the beginning. Your physician will create a treatment plan tailored to your injuries, which might include physical therapy, seeing specialists, or taking certain medications. Following this plan is non-negotiable for protecting your claim. If you miss appointments or stop your treatment, the trucking company’s insurance adjuster will argue that your injuries aren’t as serious as you say they are. They will use any inconsistency in your care as a reason to devalue or deny your claim. Consistently following your doctor’s orders creates a solid medical record that proves your injuries are real and require ongoing care. This documentation is crucial evidence your attorney will use to fight for the full compensation you need.

Gather Evidence at the Scene

If you are physically able, photograph and video record everything at the accident scene:

The position of all vehicles involved, including the truck
Damage to your vehicle and the truck
Skid marks, road debris, and any fluid spills
Traffic signs, signals, and road conditions
The truck’s license plate, USDOT number, and company name on the cab or trailer
Any visible injuries you have sustained

Collect contact information from witnesses. Their independent accounts of what happened can be critical if the trucking company disputes your version of events.

Keep Detailed Records of Everything

Think of yourself as the lead investigator for your own case. After a truck accident, keeping meticulous records is one of the most powerful things you can do to protect your claim. Start a dedicated folder—physical or digital—and save everything related to the crash. This includes all medical bills, pharmacy receipts, repair estimates, and any correspondence from insurance companies. You should also keep a simple journal to track your recovery. Make daily notes about your pain levels, any missed work, and specific ways the injuries impact your life. This detailed log creates a clear timeline of your losses, which is crucial for countering an insurance adjuster’s attempts to downplay your suffering and for building a strong personal injury case.

Protect Your Claim: Avoid Speaking to Their Insurer

This is one of the most important steps you can take to protect your claim. The trucking company’s insurer will likely contact you within days, sometimes within hours, of the accident. They may sound sympathetic and offer a quick settlement. Do not accept it. Early settlement offers are almost always far below the true value of your claim because the full extent of your injuries, lost wages, and future medical needs is not yet known.

Politely decline to give a recorded statement. Anything you say can and will be used to minimize or deny your claim. Instead, refer the adjuster to your truck accident attorney.

Talk to a Missouri truck accident lawyer before speaking with any insurance company. Call Chad G. Mann at (417) 842-8679 for a free case review.

Critical Mistakes to Avoid After a Truck Accident

After a crash, the trucking company and its insurer start building their defense immediately. Protecting your rights means being just as strategic. Steering clear of a few common pitfalls can make a huge difference in your ability to recover the compensation you deserve.

Don’t Downplay Your Injuries

After the shock of a truck accident, your first instinct might be to say, “I’m okay,” especially if you can walk away from the scene. Please, fight that instinct. Downplaying your pain or telling anyone you’re “fine” gives the trucking company’s insurer a powerful tool to use against you. They will argue that if you weren’t hurt at the scene, your injuries must have happened later or aren’t as severe as you claim. Adrenaline can hide serious conditions, and what feels like a minor ache can become a chronic problem. Always seek a medical evaluation right away. This creates a direct and documented link between the accident and your injuries, which is essential for any personal injury claim.

Avoid Signing Documents or Accepting Early Offers

You can expect a call from the trucking company’s insurance adjuster very quickly, sometimes while you’re still processing what happened. They might sound friendly and concerned, and they will almost certainly offer you a quick settlement. Do not accept it, and do not sign anything. This initial offer is a calculated tactic to make your claim go away for the lowest possible amount. It’s made before you could possibly know the full extent of your medical bills, future treatment needs, or how much work you’ll miss. Accepting it means forfeiting your right to seek further compensation. Before you even consider an offer, you should discuss your case with an attorney who understands these tactics.

Stay Off Social Media

We’re all used to sharing our lives online, but after an accident, it’s vital to make your recovery a private matter. Insurance companies and their lawyers will absolutely search your social media profiles for anything they can use to weaken your claim. A photo of you smiling at a family barbecue or a simple post about taking a walk can be twisted to argue that your injuries aren’t as debilitating as you say. The safest approach is to stop posting altogether until your case is resolved. Also, ask your friends and family not to post photos of you or tag you in any updates. Protecting your personal injury claim means controlling the narrative, and social media gives that control away.

Stick to the Facts You Know

When you give a statement to the police or speak with your attorney, you might feel pressured to have a perfect, detailed memory of the crash. It’s important to resist the urge to guess or speculate about details you’re unsure of. If you don’t know how fast the truck was going or the exact sequence of events, it is much better to say, “I don’t know” or “I don’t recall.” Your story needs to remain consistent. If you guess at a detail and later realize you were wrong, the other side’s lawyers will use that inconsistency to attack your credibility. An honest “I don’t know” is far more powerful than a guess that could unravel your case. Your attorney will work to establish the facts using evidence, a key part of building a strong case.

What Evidence Is Crucial for Your Truck Accident Claim?

Truck accident cases depend on evidence that does not exist in ordinary car crashes. Much of this evidence is controlled by the trucking company and can be destroyed or overwritten if you do not act quickly.

The Truck’s “Black Box” (ECM) Data

Most commercial trucks carry an electronic control module (ECM) that records data similar to an airplane’s black box. The ECM captures the truck’s speed at the time of the crash, braking patterns, engine RPMs, and whether the driver was using cruise control. This data can prove the truck driver was speeding, failed to brake, or was driving erratically. However, some ECMs overwrite data after 30 days or when the truck is driven again. A truck accident lawyer can send a spoliation letter to the trucking company, legally requiring them to preserve this evidence.

Driver Logs and Hours of Service

FMCSA regulations require truck drivers to use electronic logging devices (ELDs) to track their hours behind the wheel. Drivers are limited to 11 hours of driving within a 14-hour window after 10 consecutive hours off duty. Fatigue is a factor in a significant number of truck accidents, and driver logs can reveal violations that prove the driver was too tired to operate the vehicle safely.

Maintenance and Inspection Records

Trucking companies are required to maintain detailed records of vehicle inspections, repairs, and maintenance. Brake failures, tire blowouts, and steering malfunctions caused by poor maintenance are common contributing factors in truck accidents. These records can show whether the company cut corners on safety to save money.

Cargo and Loading Records

Improperly loaded or overweight cargo can cause a truck to jackknife, roll over, or lose its load on the highway. FMCSA regulations set specific weight limits and securement requirements for commercial cargo. Loading records can help determine whether the cargo was properly secured and whether the truck exceeded legal weight limits.

Who Is Liable in a Missouri Truck Accident?

One of the biggest advantages of working with an experienced truck accident attorney in Missouri is identifying all potentially liable parties. Unlike a car accident where fault typically falls on one driver, truck accident liability can spread across multiple parties:

The truck driver may be liable for distracted driving, speeding, driving under the influence, or violating hours-of-service regulations
The trucking company can be held responsible for negligent hiring, inadequate training, pressuring drivers to violate safety rules, or failing to maintain vehicles
Cargo loading companies may share liability if improperly secured or overweight loads contributed to the accident
Maintenance contractors can be liable for faulty repairs or missed safety issues during inspections
Truck or parts manufacturers may be responsible if a defective component, such as brakes or tires, caused or contributed to the crash

Proving Fault in a Truck Accident

Knowing who could be at fault—the driver, the trucking company, or even a parts manufacturer—is just the first step. The real work is in proving it, which requires a deep and immediate investigation. An experienced attorney moves quickly to send preservation-of-evidence letters, legally demanding that the trucking company save critical information like the truck’s black box data, driver logs, and maintenance records before it can be destroyed. From there, the process involves digging into company records on hiring practices, training protocols, and cargo manifests. We often work with accident reconstruction experts to piece together the physical evidence. This meticulous approach is how we uncover the full story, connect the dots between negligence and your injuries, and hold every responsible party accountable. It’s a critical part of building strong personal injury cases and maximizing your potential for fair compensation.

Missouri Laws That Impact Your Truck Accident Claim

Missouri has several laws that directly impact truck accident cases. Understanding these rules is essential for protecting your right to compensation.

What Is Comparative Fault in Missouri?

Missouri follows a pure comparative fault system. This means you can recover compensation even if you were partially at fault for the accident. However, your award is reduced by your percentage of fault. For example, if a jury awards $500,000 in damages and finds you 20% at fault, you would receive $400,000. Trucking companies routinely try to shift blame onto the injured driver to reduce their payout, which is why strong evidence and experienced legal representation are critical.

The Clock Is Ticking: Missouri’s Statute of Limitations

Missouri gives you five years from the date of the accident to file a personal injury lawsuit under the Missouri statute of limitations for personal injury. While five years sounds like a long time, truck accident cases require extensive investigation, expert analysis, and evidence preservation that should begin immediately. Waiting too long risks losing critical evidence, especially ECM data and driver logs that can be overwritten or destroyed.

If the truck accident resulted in a death, Missouri’s wrongful death statute allows surviving family members to file a claim, but different deadlines and rules may apply.

Are There Caps on Compensation in Missouri?

Missouri does not cap compensatory damages in personal injury cases. This means there is no artificial limit on the compensation you can receive for medical bills, lost income, pain and suffering, disability, and diminished quality of life. In serious truck accident cases, damages can be substantial. The Law Office of Chad G. Mann secured the second-largest judgment in Missouri for 2024, a $12 million wrongful death verdict, demonstrating the significant compensation that may be available in catastrophic cases.

What Compensation Can You Claim After a Truck Accident?

Truck accident injuries often require extensive medical treatment, long recovery periods, and significant time away from work. Understanding how much your accident case may be worth starts with identifying the full scope of your damages:

Medical expenses: emergency care, surgeries, hospitalization, rehabilitation, physical therapy, prescription medications, and future medical needs
Lost wages: income lost during recovery and reduced future earning capacity if your injuries prevent you from returning to your previous occupation
Pain and suffering: physical pain, emotional distress, anxiety, depression, and loss of enjoyment of life
Property damage: repair or replacement of your vehicle and personal belongings
Loss of consortium: the impact on your relationship with your spouse

In cases involving particularly reckless conduct, such as a trucking company knowingly allowing a driver with a history of violations to continue operating, punitive damages may also be available to punish the wrongdoer and deter similar behavior.

Get a free case evaluation from The Law Office of Chad G. Mann. We work on a contingency fee basis, which means you pay nothing unless we recover compensation for you. Call (417) 842-8679.

Economic Damages: Your Financial Losses

Think of economic damages as the calculable, out-of-pocket costs of your accident. These are the tangible losses with a clear paper trail. Understanding how much your case may be worth starts with identifying the full scope of these damages. Because truck accident injuries often require extensive medical treatment, long recovery periods, and significant time away from work, these costs add up quickly. Your economic damages claim will include all medical expenses from the ambulance ride to future physical therapy, all lost wages from time missed, and any reduction in your future earning ability. It also covers the cost to repair or replace your vehicle and any other property damaged in the crash.

Non-Economic Damages: The Personal Toll

Not all losses come with a receipt. Non-economic damages compensate you for the immense personal toll an accident takes on your life. This includes your physical pain and suffering, as well as the emotional distress, anxiety, and depression that often follow a traumatic event. It also accounts for the loss of enjoyment of life—the inability to participate in hobbies, play with your children, or simply live without daily pain. While no amount of money can erase this suffering, holding the at-fault party accountable for the human cost of their negligence is a critical part of your personal injury claim and a key component of justice.

What Factors Determine Your Settlement Value?

There is no simple calculator for a truck accident settlement. Instead, the final value depends on several interconnected factors. The amount of compensation you may receive is determined by the severity of your injuries, the clarity of who was at fault, the total amount of insurance coverage available from all liable parties, and the strength of the evidence presented. Another critical factor is the experience of your legal representation. An attorney who knows how to investigate truck accidents, preserve evidence, and stand up to large insurance companies can significantly influence the outcome of your case by building a compelling claim for the full value of your damages.

Understanding Potential Settlement Amounts

While every case is unique, it can be helpful to have a general sense of potential outcomes. The average truck accident settlement can range from $100,000 to over $500,000, with cases involving catastrophic injuries or wrongful death often resulting in multi-million dollar awards. Importantly, Missouri does not cap compensatory damages in personal injury cases. This means there is no artificial limit on the compensation you can receive for your medical bills, lost income, pain and suffering, or diminished quality of life. Your recovery is based on the actual extent of your losses, not a predetermined legal maximum, making it essential to document every impact the accident has had on your life.

Why You Need an Experienced Missouri Truck Accident Lawyer

Truck accident cases demand a different level of legal knowledge and investigation than standard car accident claims. An experienced 18-wheeler accident lawyer understands how to:

Send immediate preservation letters to prevent the trucking company from destroying ECM data, driver logs, and maintenance records
Investigate FMCSA compliance and identify federal regulation violations
Work with accident reconstruction experts to establish how and why the crash occurred
Identify all liable parties and their insurance coverage
Calculate the full value of your claim, including future medical costs and lost earning capacity
Negotiate with aggressive insurance defense teams who handle truck claims daily

Attorney Chad G. Mann brings a unique perspective to truck accident cases. Before founding his practice, he worked directly with major national insurance companies, gaining firsthand knowledge of the tactics insurers use to minimize and deny claims. That insider experience now works in your favor. Combined with recognition as a Super Lawyers Rising Star (2024-2025) and a track record that includes the second-largest judgment in Missouri for 2024, Chad provides the skilled representation that serious truck accident cases require.

The Law Office of Chad G. Mann handles truck accident cases on a contingency fee basis with a 30% fee cap, which is below the 33-40% that many firms charge. You pay nothing upfront, and the firm covers all case costs until your case is resolved. If you are dealing with the aftermath of a truck accident anywhere in Missouri, you can reach the firm’s auto accident injury attorney page to learn more, or contact them directly for a free consultation.

Frequently Asked Questions About Missouri Truck Accidents

How long do I have to file a truck accident lawsuit in Missouri?

Missouri’s statute of limitations gives you five years from the date of the accident to file a personal injury lawsuit. However, you should contact a truck accident lawyer as soon as possible because critical evidence like ECM black box data and driver logs can be overwritten or destroyed within weeks of the crash.

Can I still recover compensation if I was partially at fault?

Yes. Missouri follows a pure comparative fault rule, meaning you can recover damages even if you share some responsibility for the accident. Your total compensation is reduced by your percentage of fault, but you are not barred from recovery regardless of your fault percentage.

What should I do if the trucking company’s insurer contacts me?

Do not give a recorded statement or accept any settlement offer before consulting with an attorney. The insurer’s goal is to resolve your claim for as little as possible. A truck accident lawyer can handle all communications with the insurance company and protect your right to full compensation.

How much does it cost to hire a truck accident lawyer?

What makes truck accidents more complex than car accidents?

Truck accidents involve federal FMCSA regulations, multiple potentially liable parties (driver, trucking company, cargo loaders, maintenance contractors, manufacturers), specialized evidence like ECM data and driver logs, and higher insurance policy limits. These factors require an attorney with specific experience handling commercial vehicle accident claims.

Countering Insurance Company Tactics

The trucking company’s insurer will likely contact you within days, sometimes within hours, of the accident. They may sound sympathetic and offer a quick settlement. Do not accept it. Early settlement offers are almost always far below the true value of your claim because the full extent of your injuries, lost wages, and future medical needs is not yet known. Politely decline to give a recorded statement. Anything you say can and will be used to minimize or deny your claim. Instead of engaging, simply state that you will have your attorney contact them. This single step protects you from their tactics and signals that you are serious about receiving fair compensation.

Maximizing Your Compensation

Identifying every liable party matters because it increases the total insurance coverage available to compensate you for your injuries. Commercial trucks are required to carry at least $750,000 in liability insurance under federal law, and many policies exceed $1 million. When multiple parties share fault, multiple insurance policies may apply to your claim. Furthermore, Missouri does not cap compensatory damages in personal injury cases. This means there is no artificial limit on the compensation you can receive for medical bills, lost income, pain and suffering, disability, and diminished quality of life. An experienced attorney knows how to pursue every available source of recovery to ensure you are made whole.

Pursuing Assets Beyond Insurance Limits

In some cases, the available insurance coverage may not be enough to cover the full extent of catastrophic injuries. In situations involving particularly reckless conduct, such as a trucking company knowingly allowing a driver with a history of violations to continue operating, punitive damages may also be available. These damages are not meant to compensate you for a specific loss but to punish the wrongdoer and deter similar behavior in the future. Pursuing punitive damages requires a high burden of proof, but it can be a powerful tool for holding grossly negligent companies accountable for the harm they cause.

Understanding Legal Fees for a Truck Accident Claim

One of the biggest worries for anyone considering legal action is the cost. After a serious truck accident, you are already facing overwhelming medical bills and lost income, so the thought of adding legal fees to the pile can feel impossible. This is why most personal injury law firms, including The Law Office of Chad G. Mann, structure their fees to remove that financial barrier. Understanding how this works can give you the confidence to seek the justice you deserve without worrying about upfront costs. The goal is to allow you to focus on your recovery while your legal team focuses on your case.

How Contingency Fees Work

Most truck accident attorneys, including The Law Office of Chad G. Mann, work on a contingency fee basis. This means you pay no attorney fees unless the firm recovers compensation for you through a settlement or a court verdict. The fee is a pre-agreed-upon percentage of the total amount recovered. This arrangement aligns your interests with your attorney’s interests: you both succeed when you win the case. It ensures that everyone, regardless of their financial situation, has access to skilled legal representation. If for any reason your case is not successful, you owe no attorney fees.

The Industry Standard Fee Range

While the contingency fee model is standard, the percentage firms charge can vary. Many personal injury firms charge between 33% and 40% of the final settlement or award. At The Law Office of Chad G. Mann, we believe that the person who was injured should keep as much of their recovery as possible. That is why Chad G. Mann caps his contingency fee at 30%, a rate lower than what many other firms charge. This client-first approach ensures more of the money recovered goes directly to you and your family to help rebuild your lives.

Our Client-Centered Fee Structure

Beyond the contingency fee, there are other costs associated with building a strong truck accident claim, such as fees for expert witnesses, court filings, and obtaining evidence. Our firm’s client-centered approach means you pay nothing upfront, and the firm covers all case costs until your case is resolved. These costs are then reimbursed from the settlement or award at the end of the case. This structure removes any financial risk from you, allowing you to pursue your claim without dipping into your own pocket. It is part of our commitment to providing dedicated and accessible legal support to our clients.

Building a Strong Attorney-Client Relationship

The legal process can feel intimidating, but having a strong relationship with your attorney can make all the difference. Think of it as a partnership. Your lawyer brings the legal expertise, procedural knowledge, and courtroom experience, while you bring the essential facts and personal account of how the accident has impacted your life. A successful outcome depends on both of you working together effectively. Open communication, trust, and honesty are the foundations of this partnership, enabling your attorney to build the strongest possible case on your behalf and advocate for your best interests every step of the way.

The Importance of Full Transparency

From your first meeting, it is vital to be completely open with your attorney. Good communication helps your lawyer do their best work. If you delay or hide things, it can slow down your case or cause problems later. Be sure to share all medical treatments you receive, any communications you have had with insurance companies, and any changes in your employment or physical condition. Providing regular updates allows your attorney to adapt their strategy and ensure all your damages are accurately documented. This transparency builds a foundation of trust and helps your legal team stay ahead of the defense.

Honesty Is the Best Policy

Your lawyer needs the truth to help you. It can be tempting to omit details you think might hurt your case, such as a pre-existing injury or a minor traffic ticket from your past. However, the defense attorneys for the trucking company will conduct a thorough investigation and will likely uncover this information anyway. It is far better for your attorney to hear it from you first. This allows them to prepare a strategy to address the issue head-on, rather than being caught by surprise in a deposition or in court. Your attorney is your advocate, and being honest allows them to protect you effectively.

Key Takeaways

Act immediately to protect your claim: After a truck accident, your first priorities are seeking medical attention and preserving evidence. Document everything at the scene, follow your doctor’s orders precisely, and avoid speaking to the trucking company’s insurer, as they will use your words against you.
Understand that truck accidents are uniquely complex: These cases involve federal regulations, multiple liable parties like the driver and trucking company, and critical evidence such as the truck’s “black box” data that can be quickly destroyed. An experienced lawyer knows how to navigate these complexities to build a strong case.
Know your rights under Missouri law: Missouri’s comparative fault rule allows you to recover compensation even if you are partially at fault, and there are no caps on compensatory damages for your losses. However, a five-year statute of limitations means you must act promptly to avoid losing your right to file a claim.

Missouri Truck Accident Lawyer: A Complete Guide