Recovering from a dog bite is about more than just physical healing; it’s about regaining your sense of security and financial stability. The unexpected medical bills, lost wages, and emotional trauma can create a heavy burden. The good news is that you don’t have to carry it alone. Missouri law allows you to seek compensation for everything you’ve lost. This guide breaks down the legal process into clear, manageable steps, from what to do immediately after the attack to how to choose the best dog bite injury lawyer Springfield MO to fight for the justice you deserve.
Key Takeaways
- Your First Steps Are Crucial for Recovery and Your Case: Immediately seek medical attention to care for your health and create an official record of your injuries. Then, report the bite to animal control and document everything with photos and witness information to build a strong foundation for your claim.
- Know Your Right to Full Compensation: A successful claim covers more than just the initial emergency room bill. You are entitled to seek payment for all related damages, including future medical care, lost income from missed work, and the significant physical pain and emotional trauma of the attack.
- A Specialized Lawyer Levels the Playing Field: While Missouri’s strict liability law is on your side, an owner’s insurance company will work to minimize your settlement. An experienced dog bite attorney acts as your advocate, handling negotiations and fighting for the fair outcome you deserve.
What Are Missouri’s Dog Bite Laws?
If you’ve been bitten by a dog, you’re likely dealing with physical pain, emotional stress, and a lot of questions. Understanding your rights is the first step toward recovery. Missouri law has specific rules that address dog bites, and knowing them can make a significant difference in your ability to get the compensation you deserve for your injuries. These laws are designed to protect victims, but they also have nuances that are important to grasp.
Missouri’s Strict Liability Rule
In Missouri, the law holds dog owners to a strict liability standard. This is a crucial point. It means that if a dog bites you, the owner is legally responsible for your injuries, even if they had no reason to believe their dog was dangerous. It doesn’t matter if the dog had never shown aggression before. The owner is still on the hook for the damages caused. The primary exception to this rule is if the injured person provoked the dog. This is why the moments leading up to the bite are so important in these cases.
How Long Do You Have to File a Claim?
After a dog bite, time is of the essence, not just for medical care but for legal action, too. Missouri has a law called the statute of limitations, which sets a deadline for filing a personal injury claim. For dog bite incidents, you generally have five years from the date of the injury to file your case. While that might sound like a long time, gathering evidence, documenting injuries, and building a strong claim takes time. Missing this deadline means you could lose your right to seek compensation forever, so it’s critical to act promptly.
Common Exceptions and Defenses
While the strict liability rule is strong, it’s not absolute. Dog owners have common defenses they can use to argue they aren’t responsible. The most frequent defense is provocation. If the owner can prove you were teasing, hitting, or otherwise tormenting the dog, they may not be held liable for your injuries. Another potential defense is trespassing. If you were on the owner’s property without permission, it could complicate your claim. Understanding these potential defenses is key to preparing a solid case and showing that you were not at fault.
Why Hire a Dog Bite Injury Lawyer?
After a dog bite, you might wonder if you really need a lawyer. While you can file a claim on your own, the process is often complex. Insurance companies have teams of professionals working to protect their bottom line, which means paying out as little as possible. Hiring a dog bite injury lawyer levels the playing field. It gives you an advocate who understands the law, knows how to handle insurers, and is committed to securing the best outcome for you.
Get Expert Legal Guidance
One of the first questions you’ll have is whether you have a strong case. A dog bite lawyer can give you a clear answer. During an initial consultation, they will listen to your story, review the evidence, and explain how Missouri’s laws apply to your situation. This expert assessment helps you understand your rights and what to expect. You don’t have to sort through legal jargon alone; a lawyer provides a straightforward path forward, ensuring you make informed decisions. This guidance is the foundation for building a successful claim.
Benefit from Skilled Insurance Negotiations
Dealing with the dog owner’s insurance company is stressful. Adjusters are trained negotiators whose goal is to settle your claim for the lowest amount possible. When you hire a lawyer, you get a skilled negotiator to act on your behalf. They will handle all communications with the insurance company, present a compelling case backed by evidence, and fight back against lowball offers. Your attorney will work to ensure the settlement reflects the true cost of your injuries. Having a professional advocate for you lets you focus on your recovery while they handle the tough conversations.
Secure Maximum Compensation
The goal of a personal injury claim is to receive fair compensation for everything you’ve lost. An experienced lawyer knows how to calculate the full extent of your damages, which often includes more than just initial medical bills. You may be entitled to compensation for future medical treatments, lost wages, property damage, and the physical pain and emotional trauma you’ve endured. A lawyer ensures no cost is overlooked. Their deep understanding of personal injury law helps build a comprehensive claim designed to secure the maximum compensation you rightfully deserve.
What to Look for in a Dog Bite Lawyer
When you’re recovering from a dog bite, the last thing you want is the stress of a complicated legal process. Choosing the right lawyer can make all the difference, turning a confusing situation into a clear path toward justice. But with so many options, how do you know who to trust with your case? It comes down to a few key qualities. You need someone who not only understands personal injury law but also has specific, hands-on experience with dog bite claims. Look for an attorney who can show you they have the right experience, a deep understanding of Missouri law, and a history of getting real results for their clients.
Proven Experience in Dog Bite Cases
Dog bite claims are a unique area of personal injury law. They involve specific evidence, from medical records detailing the puncture wounds to local animal control reports. That’s why it’s so important to find an attorney who has handled these types of cases before. A lawyer with general injury experience is good, but one with a background in dog bite claims will already know the common tactics insurance companies use to downplay your injuries. They will have a proven track record in managing the specific details of these cases, which can be a major factor in securing the compensation you deserve for your recovery.
Deep Knowledge of Local Laws
Missouri law has a specific rule for dog bites called “strict liability.” In simple terms, this means a dog’s owner is automatically responsible for any injuries their dog causes, as long as you didn’t provoke the animal and weren’t trespassing. This is a huge advantage for victims, but it comes with its own legal complexities. An effective lawyer must have a deep knowledge of these local laws to build a strong case for you. They will understand how to apply the strict liability statute correctly and counter any arguments the owner’s insurance company might try to use to avoid paying the claim.
A Strong Track Record of Success
Experience and knowledge are essential, but they need to translate into results. When you’re considering a lawyer, don’t be afraid to ask about their past performance. A reputable attorney should be able to point to a history of securing fair settlements and winning verdicts for clients in similar situations. While every case is different, a strong track record of success shows that the lawyer knows how to value a claim properly and isn’t afraid to fight for their client’s rightful compensation. Look for client testimonials or case results that give you confidence in their ability to handle your case effectively from start to finish.
How to File a Dog Bite Injury Claim
Filing a dog bite claim can feel overwhelming, especially when you’re focused on healing. However, breaking the process down into clear, manageable steps can make all the difference. A successful claim hinges on careful documentation and strategic action right from the start. It’s not just about getting a check; it’s about ensuring you have the resources to cover your medical care, lost time from work, and the personal toll the incident has taken. By focusing on gathering solid evidence, identifying everyone who might be responsible, and understanding how to approach negotiations, you can build a strong foundation for your case. Here’s a straightforward guide on how to move forward.
Gather Crucial Evidence
The strength of your claim rests on the quality of your evidence. Immediately after the incident, use your phone to take clear photographs of your injuries, including any bite marks or wounds, from multiple angles. It’s also vital to collect all related medical records. This means keeping a file with everything from the initial emergency room visit to doctor’s notes, therapy records, and every single bill. Strong evidence is the key to a successful claim, as this thorough documentation shows the full extent of your injuries and the financial impact they’ve had on your life.
Identify All Responsible Parties
In Missouri, a dog owner is responsible for their dog’s actions and must keep their pet under control to prevent harm to others. This makes the owner the primary party held liable for any injuries their dog causes. However, other parties could also share responsibility, such as a landlord who knew about a dangerous dog on their property or a dog walker who lost control of the animal. An experienced attorney can help you identify every party who may be accountable in your personal injury case, ensuring you pursue compensation from all available sources.
Negotiate with Insurance Companies
Most dog bite claims are handled through the owner’s homeowners or renters insurance policy. Your goal is to negotiate a settlement that fairly covers all your damages. This includes not just your current medical bills but also compensation for property damage, lost income, and pain and suffering. Insurance companies often try to minimize payouts, so having a skilled negotiator on your side is critical to ensuring you receive the compensation you deserve. If you feel unsure about this process, you can always contact our office for guidance.
Prepare for Trial, if Needed
While most personal injury cases settle out of court, preparing for trial from the start gives you the best leverage during negotiations. If the insurance company refuses to offer a fair settlement, you need to be ready to take your case to court. With compelling evidence and a skilled attorney who isn’t afraid to litigate, you have a strong chance of recovering the damages you are owed. Being prepared for this possibility shows the other side that you are serious about your claim and won’t accept less than what is fair.
What Compensation Can You Receive?
After a dog bite, you’re likely facing a pile of unexpected expenses and significant personal challenges. The legal term for the money you can recover for these losses is “compensation” or “damages.” The goal is to cover everything you’ve lost—financially, physically, and emotionally—so you can focus on healing. Understanding what you’re entitled to is the first step in making sure you receive a fair settlement. A successful claim can account for a wide range of impacts, from immediate medical bills to the long-term emotional toll of the attack.
Medical Bills and Future Care
One of the most immediate and obvious costs of a dog bite is medical care. Compensation covers all your related medical expenses, not just the initial emergency room visit. This includes everything from stitches and antibiotics to more extensive treatments like reconstructive surgery for scarring or physical therapy to regain mobility. It’s crucial to keep detailed records of every bill and doctor’s visit. Your claim should also account for any future medical care you might need. An experienced attorney can work with medical experts to project these long-term costs, ensuring your settlement covers the full scope of your physical recovery. These types of damages are central to all personal injury cases.
Lost Wages and Future Earnings
A serious injury can easily keep you out of work, leading to lost income when you need it most. You are entitled to compensation for any wages you lose while recovering. This includes salary, hourly pay, and even missed opportunities for overtime or commissions. If your injuries are severe enough to permanently affect your ability to do your job or force you to take a lower-paying position, you can also seek damages for lost future earning capacity. Proving these losses requires careful documentation, like pay stubs and letters from your employer. A lawyer can help you accurately calculate both past and future income loss to present a strong case to the insurance company.
Pain and Suffering
Not all injuries are visible or easy to calculate. “Pain and suffering” is a legal term for the physical pain and emotional distress caused by your injury. While it’s harder to put a number on than a medical bill, it is a very real and important part of your claim. This compensation accounts for the physical discomfort, scarring, disfigurement, and the general loss of enjoyment of life you experience because of the attack. For example, you may no longer be able to participate in hobbies you once loved. Because these damages are subjective, having a skilled attorney who can effectively argue for their value is essential to securing a fair outcome.
Emotional and Psychological Trauma
A dog attack is a terrifying event, and the emotional scars can last long after the physical wounds have healed. Many victims develop lasting psychological trauma, including anxiety, depression, post-traumatic stress disorder (PTSD), or a debilitating fear of dogs (cynophobia). These conditions are just as serious as physical injuries and deserve compensation. Your claim can include the costs of therapy, counseling, and any medication needed to manage your mental health. Don’t underestimate the emotional impact of your experience; it’s a valid and significant part of your dog bite injury claim. You can find more information on our firm’s approach by reading our articles.
How to Counter Common Defenses in Dog Bite Cases
After a dog bite, it’s natural to assume the owner will take responsibility. Unfortunately, that’s not always the case. The dog owner or their insurance company will often try to argue that they aren’t at fault for your injuries. They rely on a few common legal defenses to try and avoid paying for your medical bills, lost wages, and pain.
An experienced personal injury lawyer anticipates these arguments and knows how to build a strong case to counter them. By gathering the right evidence and understanding the nuances of Missouri law, you can effectively challenge these defenses and protect your right to fair compensation. Knowing what to expect is the first step in preparing a solid response.
The Provocation Defense
One of the most common arguments an owner will make is that you provoked their dog, causing it to bite. They might claim you were teasing, yelling at, or acting aggressively toward the animal. To counter this, we need to show that your actions were reasonable and didn’t justify the dog’s aggressive response. Witness statements are incredibly powerful here. If someone else saw the incident, their account can confirm you were behaving calmly. We can also investigate the dog’s history. If there are prior reports of unprovoked aggression, it weakens the owner’s claim that you were the cause of the attack.
The Trespassing Defense
Another defense strategy is to claim you were trespassing on the owner’s property when the bite occurred. In Missouri, a property owner’s responsibility to protect visitors from harm can be different if the person is on the property illegally. However, this defense is often invalid. If you were an invited guest, a mail carrier, a delivery driver, or a contractor performing a service, you were not trespassing. Your presence was legal, and the owner still had a duty to keep you safe. This concept is a key part of premises liability, which holds property owners accountable for injuries that happen on their land.
The Assumption of Risk Defense
The “assumption of risk” defense suggests you knew the dog was potentially dangerous but willingly chose to interact with it anyway. An owner might use this argument if they had a “Beware of Dog” sign posted. To challenge this, we can demonstrate that you had no reason to believe you were in danger. Perhaps the owner assured you the dog was friendly, or the dog appeared calm and gentle right before it attacked. Importantly, Missouri follows a “strict liability” rule for dog bites. This means the owner is typically liable for the bite, even if their dog had never shown aggression before. This law makes it much harder for an owner to successfully argue that you simply assumed the risk.
How to Choose the Right Lawyer in Springfield
Finding the right legal partner after a traumatic event like a dog bite can feel like a monumental task, but it doesn’t have to be. The key is to find someone who not only has the right experience but also makes you feel comfortable and confident. This person will be your guide through a complex legal system, so trust is everything. You need an advocate who will stand by your side, listen to your concerns, and fight for your best interests.
Think of it as an interview process where you’re in the driver’s seat. You get to decide who is best equipped to handle your case and support you through recovery. By focusing on a few key areas—the initial meeting, the costs, their communication style, and their reputation—you can make an informed choice. Taking the time to carefully vet your options will help you find a Springfield lawyer who is the perfect fit for you and your case, giving you peace of mind so you can focus on healing.
Your Initial Consultation: What to Expect
The first meeting with a potential lawyer is your chance to share your story and get a feel for their approach. This initial consultation is typically free and serves as a two-way interview. You’ll explain the details of the dog bite incident, and the attorney will assess whether you have a strong case. Come prepared with any documents you have, like medical records, photos of your injuries, and the animal control report. This is also your opportunity to ask questions. Don’t hesitate to reach out to a qualified lawyer to discuss your situation and explore your legal options. A good attorney will listen carefully and give you a straightforward assessment of your case.
Understand the Fee Structure
Worrying about legal fees shouldn’t stop you from getting the help you need. Most personal injury lawyers, including dog bite attorneys, work on a contingency fee basis. In simple terms, this means they only get paid if you win your case. The fee is usually a percentage of the final settlement or award. This structure is beneficial because it means your lawyer is financially motivated to secure the best possible outcome for you. During your consultation, make sure you ask for a clear explanation of the fee structure and get it in writing. You should also ask if there are any other costs you might be responsible for, such as court filing fees.
Assess Their Communication Style
Clear and consistent communication is the foundation of a strong attorney-client relationship. Throughout your case, you’ll have questions and concerns, and you need a lawyer who is responsive and keeps you informed. Pay attention during your initial consultation. Does the attorney explain legal concepts in a way you can understand? Do they listen to you without rushing? You should feel like a priority, not just another case number. An effective lawyer will ensure you know what’s happening at every stage, providing the transparency you need to feel at ease during a stressful time. You can often get a sense of an attorney’s approach through their published articles and other resources.
Check Client Reviews and Testimonials
Before you make a final decision, do a little homework. Reading client reviews and testimonials can offer a real-world glimpse into what it’s like to work with a particular lawyer. Look for feedback on sites like Google or Avvo, as well as on the attorney’s website. Pay attention to comments about the lawyer’s professionalism, responsiveness, and, most importantly, their results. While one or two negative reviews aren’t necessarily a deal-breaker, you should look for a consistent pattern of positive feedback. Finding an attorney with a strong track record in personal injury cases will give you confidence that your claim is in capable hands.
What to Do Immediately After a Dog Bite
A dog bite can be a shocking and painful experience. In the moments that follow, it’s easy to feel overwhelmed, but taking a few key steps right away is critical for your health and for protecting your rights. Acting quickly helps ensure you get the care you need while also preserving important information in case you decide to pursue a legal claim.
Get Medical Attention
Your first and most important priority is your health. Even if the wound seems minor, you should seek medical attention right away. Dog bites carry a high risk of infection, and a doctor can properly clean the wound, assess for deeper tissue damage, and determine if you need stitches or a tetanus shot. This step is not just for your physical well-being; it also creates an official medical record of your dog bite injuries. This documentation from a doctor or emergency room will be essential for demonstrating the extent of your injuries and the cost of your treatment later on.
Report the Incident
Once you are safe, make sure to report the bite to your local animal control or police department. This is a crucial step for public safety, as it ensures the dog can be identified and checked for rabies. Filing a report also creates an official record of the attack, which can serve as powerful evidence. An officer will typically document the details of the incident, including the date, time, location, and information about the dog and its owner. This official report provides an unbiased account of what happened and can be invaluable for establishing the facts of your case.
Document Everything: Photos, Witnesses, and More
To build a strong claim, you need to gather as much evidence as possible. Start by taking clear photos of your injuries from multiple angles, as well as any torn or bloody clothing. It’s also helpful to photograph the location where the attack occurred. Keep a detailed file of all your medical records, including bills, doctor’s notes, and receipts for prescriptions. If anyone saw the attack, ask for their name and contact information. A statement from a witness can provide an objective perspective that supports your account of the events. This collection of evidence will be the foundation of your injury claim.
Top Dog Bite Injury Lawyers in Springfield, MO
Finding the right legal partner after a traumatic event like a dog bite is a deeply personal choice. You need an attorney who not only understands Missouri law but also understands you. The right lawyer will listen to your story, explain your options clearly, and fight for the compensation you deserve. To help you start your search, we’ve put together a list of respected dog bite injury lawyers in the Springfield area. Each firm has its own approach, so we encourage you to explore their websites and schedule consultations to find the best fit for your case.
The Law Office of Chad G. Mann, LLC
At The Law Office of Chad G. Mann, we are dedicated to securing justice for the injured. While our practice areas are broad, our focus is always on the individual. We believe in a client-centered approach, which means you get personalized attention and a legal strategy tailored to your unique situation. Our commitment to integrity and service drives us to fight tirelessly for our clients. If you’ve been injured by a dog bite, your first step should be understanding your rights. We invite you to contact us for a consultation to discuss your case and see how we can help you on the path to recovery.
Douglas, Haun & Heidemann
The team at Douglas, Haun & Heidemann is well-known in the Springfield community for their work in personal injury law. They state that their attorneys have “extensive experience handling dog bite injury cases,” which is a crucial factor when you’re looking for representation. Their focus on this specific type of case means they are familiar with the common challenges and legal nuances involved. For those seeking a firm with a long-standing reputation and specific experience, they are a solid choice to consider during your research. You can learn more about their approach on their dog bite injury page.
Aaron Sachs & Associates, P.C.
Aaron Sachs & Associates, P.C. emphasizes a strong sense of purpose in their work. They share that they “got into personal injury law and dog bite law because we wanted to protect the injured.” This mission-driven approach can be very reassuring for clients who are feeling vulnerable after an attack. Their commitment is to stand by your side and advocate for your well-being. If you’re looking for a firm that leads with a strong dedication to protecting victims’ rights, you can find more information on their Springfield dog bite lawyers page.
Rah Law
Rah Law takes a direct and action-oriented approach to helping dog bite victims. They encourage potential clients to “let them fight for your rightful compensation,” positioning themselves as strong advocates for your financial recovery. Their website makes it easy to take the next step, offering a free consultation to discuss the details of your case. This can be a great option for individuals who are ready to move forward and want a clear, no-obligation way to explore their legal options. You can schedule a consultation directly through their dog bite attorneys page.
Halvorsen Klote
Halvorsen Klote is another firm that handles dog bite claims in the Springfield area. They make it clear that they are ready to listen and provide guidance if you believe you have a valid claim. Their message is straightforward: “If you have a claim, don’t hesitate to call us.” This direct invitation can be helpful for those who are unsure about their legal standing and just need to talk to a professional. By offering both a phone number and an online contact form, they provide accessible ways to get the conversation started. You can reach out to their Springfield, MO dog bite lawyers to learn more.
Common Questions About Springfield Dog Bite Cases
Going through a dog bite incident is scary, and it’s completely normal to have a lot of questions about what to do next. The legal side of things can feel overwhelming, but understanding your rights is the first step toward getting the support you need. Below, I’ve answered some of the most common questions we hear from people in Springfield. My goal is to give you clear, straightforward information to help you feel more in control as you consider your next steps.
What are the legal responsibilities of dog owners in Missouri?
In Missouri, the law is very clear: dog owners are held to a “strict liability” standard. This simply means that if a dog bites someone, the owner is automatically responsible for the injuries, regardless of whether the dog had ever been aggressive before. You don’t have to prove the owner was careless or knew their dog was dangerous. The main exception is if the person who was bitten provoked the dog. This law places the responsibility squarely on pet owners to control their animals, which is a key part of our state’s premises liability laws that keep public and private spaces safe.
What damages can a victim claim after a dog bite?
If you’ve been injured, you can seek compensation for a wide range of damages. This isn’t just about the initial medical bills. A claim can cover ongoing treatments like physical therapy or scar revision surgery, lost income if you had to miss work, and even damage to your property, like torn clothing or broken glasses. Beyond these financial costs, you can also be compensated for your physical pain and emotional suffering. While no amount of money can undo the trauma, it can provide the financial stability you need to focus on healing. An owner found liable may also face a fine of up to $1,000 in addition to what’s owed from a lawsuit.
How can a lawyer assist in a dog bite case?
Trying to handle a dog bite claim on your own can be incredibly stressful, especially when you’re recovering from an injury. An experienced lawyer steps in to manage the entire legal process for you. They will gather evidence, talk to witnesses, and handle all communications with the dog owner’s insurance company—who are often focused on paying out as little as possible. A good attorney acts as your advocate, building a strong case to ensure you receive fair compensation for your injuries. Having a dedicated professional like Chad G. Mann on your side lets you focus on what truly matters: your recovery.
What should I do if I am bitten by a dog?
The moments after a dog bite can be chaotic, but taking a few key steps can protect your health and your legal rights. First and foremost, seek medical attention immediately, even if the wound seems minor, to prevent infection. Once you are safe, try to document everything. Take clear photos of your injuries, the location of the incident, and the dog if possible. Get the owner’s name and contact information, as well as the names of any witnesses. Reporting the bite to local animal control is also an important step. After you’ve handled these immediate needs, contacting a lawyer can provide you with clear guidance on what to do next.
Related Articles
- Missouri Dog Bite Law: What to Do After a Dog Attack
- Dog Bite Injury Claims and Owner Affirmative Defenses
- Dog Bite Attorney Springfield MO | Get Your Compensation
- Dog Bite Lawyers Near Me: A Practical Guide
- Dog Bite Victim Rights – The Law Office of Chad G. Mann, LLC
Frequently Asked Questions
What if a friend or family member’s dog bit me? I don’t want to ruin our relationship. This is a very common and understandable concern. It’s important to remember that a personal injury claim is almost always filed against the dog owner’s homeowners or renters insurance policy, not against them personally. These policies exist specifically to cover accidents like this. Seeking compensation for your medical bills and other losses is about making you whole financially, not punishing your loved one. A good lawyer can handle the situation with sensitivity, ensuring the focus remains on the insurance company.
Will the dog be put down if I file a claim? Many people, especially animal lovers, worry about this. A personal injury claim is a civil matter focused on recovering financial compensation for your injuries. The decision about what happens to the dog is a separate issue handled by local animal control authorities. Their decision is typically based on factors like the severity of the attack and the dog’s history of aggression, not on whether you file a lawsuit. Your pursuit of compensation for your medical care does not automatically result in a negative outcome for the animal.
Do I really need a lawyer if the owner’s insurance company already made me an offer? You should be very cautious about accepting an early offer from an insurance company. Their initial offers are often far less than what your claim is actually worth. They may not account for future medical treatments, lost earning potential, or the full extent of your pain and suffering. An experienced attorney can properly value your claim to ensure all your current and future needs are covered. They will negotiate on your behalf to secure a fair settlement, which is almost always significantly higher than the first offer.
What if I was on the owner’s property for work, like delivering a package? If you were legally on the property to perform a job—whether as a mail carrier, a contractor, or a delivery driver—you are not considered a trespasser. The property owner still has a duty to ensure their premises are safe, which includes restraining a potentially dangerous animal. Your reason for being there is perfectly valid, and Missouri’s strict liability law still applies. Your legal right to be on the property strengthens your claim.
How long does it take to resolve a dog bite case? The timeline for a dog bite case can vary quite a bit. A straightforward case where the injuries are clear and the insurance company is cooperative might settle in a few months. However, if the injuries are severe, require long-term care, or if the insurance company disputes liability, the process can take longer. The goal is not to settle quickly, but to settle for the right amount. A lawyer can give you a more personalized estimate based on the specific details of your situation.