Experiencing a car accident can be a jarring and traumatic event. However, knowing the correct steps to take in the aftermath can make a significant difference. This comprehensive guide will detail what to do after a car accident in Missouri.
The safety of everyone involved is the top priority. If possible and safe, move your vehicle out of the flow of traffic. If anyone is injured, call 911 immediately.
Call the Police
Regardless of the severity, Missouri law requires you to report any accident that results in injury, death, or property damage over $500. The police will create an official accident report, which can be crucial in any ensuing legal proceedings or insurance claims.
Exchange information with the other driver, including names, addresses, phone numbers, insurance company details, and policy numbers. However, avoid discussing fault or liability at this point.
Document the Accident
Use your phone to take photos of the accident scene, including the position of the vehicles, any visible damage, and any contributing factors like icy roads or obscured traffic signs. Write down your account of the incident as soon as possible while the details are fresh.
Seek Medical Attention
Even if you don't feel injured, some symptoms may not manifest immediately. A prompt medical examination can identify these early and support your claim should you pursue compensation.
Notify Your Insurance Company
Inform your insurance company about the accident as soon as possible. They will guide you through their specific process for filing a claim.
Consult a Car Accident Attorney
Especially if there are significant damages or injuries, it is wise to consult a Missouri car accident attorney. They can guide you through the legal landscape, help determine liability, and advocate for fair compensation.
While a car accident is undoubtedly distressing, following these steps can help protect your legal rights and interests. Stay calm, document everything, and consider seeking legal counsel to navigate the complexities of accident-related legal issues in Missouri.